US Savings Bonds/Savings Bond interest rates

All about Savings Bond rate periods

Tuesday, January 25th, 2005
Categorized as: Savings Bond interest rates
2 Comments
It's impossible to understand Savings Bond interest rates until you understand how rate periods work.

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Savings Bond rate vs yield

Tuesday, March 29th, 2005
Categorized as: Savings Bond interest rates
No comments yet
I don't understand why the Savings Bond Calculator and Savings Bond Wizard show the rate and yield of my Savings Bonds as different. How they are the rate and yield computed?

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What happened to my guaranteed interest rate of 6%?

Monday, November 7th, 2005
Categorized as: Savings Bond interest ratesSeries EE US Savings Bonds
6 Comments
Your Savings Bond Calculator shows that an EE bond issued in January 1993 is earning 4%. I understood that Savings Bonds issued through March 1993 had a guaranteed minimum of 6%. Would you clarify?

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Confounding compounding calculations

Thursday, December 8th, 2005
Categorized as: Current value of a US Savings BondSavings Bond interest rates
2 Comments
How is the interest on Savings Bonds compounded? I've tried to apply the interest rate to the values in TreasuryDirect, but I never get the same answer the Treasury does.

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How Series I Savings Bond interest rates work

Thursday, December 15th, 2005
Categorized as: Savings Bond interest ratesSeries I US Savings Bonds
34 Comments
Most Series I Savings Bond investors have no idea that every I bond's rate not only changes every six months, but can swing widely between an eye-poppingly high rate and zero. Here's how this works.

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How to collect HH-like interest payments from series EE or I savings bonds

Friday, January 27th, 2006
Categorized as: Savings Bond interest ratesSeries HH or H US Savings BondsTreasury Direct
3 Comments
I have EE bonds from 1992 and 1993. I'm thinking about converting them into HH bonds. Do they still have those? I'd like to collect the interest from the bonds.

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How Series EE Savings Bond interest rates work

Thursday, March 9th, 2006
Categorized as: Savings Bond interest ratesSeries EE US Savings Bonds
158 Comments
Find out what interest rate your Series EE Saving Bonds are earning now and the rules that will determine your rates in the future.

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Savings Bonds gadget for Google home page

Tuesday, June 6th, 2006
Categorized as: Current value of a US Savings BondSavings Bond interest rates
3 Comments
All about our new Savings Bond Gadget for Google Home Page.

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What’s the effect of state income taxes?

Wednesday, December 20th, 2006
Categorized as: Savings Bond interest rates
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If a Savings Bond is earning 3.60% and isn't subject to state income tax, what is the equivalent rate for an investment that is subject to state income tax?

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How Series H and Series HH Savings Bond interest rates work

Friday, January 1st, 2010
Categorized as: Savings Bond interest ratesSeries HH or H US Savings Bonds
2 Comments
Learn how interest rates are set for Series H and Series HH Savings Bonds.

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Treasury to release new Savings Bond Wizard

Tuesday, May 4th, 2010
Categorized as: Savings Bond interest ratesSavings Bond news
9 Comments
Old versions of the Savings Bond Wizard no longer supported.

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All Series E Savings Bonds now stinkers

Tuesday, June 1st, 2010
Categorized as: Savings Bond interest ratesSeries E US Savings BondsStinker bonds
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As of this morning, no Series E bonds are earning interest.

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Savings Bond interest rate calculations

Wednesday, August 31st, 2011
Categorized as: Current value of a US Savings BondSavings Bond interest rates
10 Comments
A detailed explanation of how interest is calculated for Series EE Savings Bonds

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Next I-bond inflation component 1.76%

Tuesday, October 16th, 2012
Categorized as: Savings Bond interest ratesSavings Bond news
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I bonds continue to have one of the highest available interest rates in the current environment.

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I bond fixed-rate zero; new EE-bonds to earn 0.20%

Thursday, November 1st, 2012
Categorized as: Savings Bond interest ratesSeries EE US Savings BondsSeries I US Savings Bonds
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I-bond/10-Year TIPS spread sets new record at -78 basis points.

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Current US Savings Bond interest rates

Sunday, November 1st, 2015
Categorized as: Savings Bond interest rates
10 Comments
Summary of the interest rates US Savings Bonds are paying now.

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Series EE fixed interest rates

Sunday, November 1st, 2015
Categorized as: Savings Bond interest ratesSeries EE US Savings Bonds
16 Comments
Investing in EE bonds can make sense if you plan to hold them for 20 years.

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