How many co-owners can a Savings Bond have?

Monday, February 6th, 2006
Categorized as: Savings Bond registration changes

What is the maximum number of co-owners on a Savings Bond?

Tom’s response

Only one or two names can be on a Savings Bond registration. The first name is the owner, the second name can be designated as either the co-owner or the beneficiary.

A co-owner has the right to cash a Savings Bond while the owner is alive without the owner’s permission.

A beneficiary, on the other hand, can’t cash a Savings Bond unless the owner has died.

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FDIC Insured Certificates of Deposit can pay 1 or 2% more than savings bonds when held for a similar length of time. See top CD Rates Below:

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