Should I wait for interest rates to rise before investing?
Tuesday, October 26th, 2004
Categorized as: Buying US Savings Bonds
I’m new at purchasing savings bonds and have just recently come across your web site. Should I wait until interest rates go up again to start purchasing savings bonds?
Tom’s response
Professional financial advisors recommend investing on a regular schedule rather than trying to guess the future.
This way you may not get the best rate offered, but you won’t get the worst rate offered either. Instead, you’ll get the average rate over the time period that you invest.
(Average rating: 4.45 stars)
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Tom Adams
I think that is an excellent answer. Investing is done over long periods of time, so you may end up with many different rates. Keep investing… you won’t end up with the best or worst, but your money is earning interesting no matter what.