How long does it take for a savings bond to mature?

Wednesday, February 9th, 2005
Categorized as: Series EE US Savings Bonds

How long does it take for a Patriot Bond to mature? How long does it take for a Series EE savings bond to mature?

Tom’s response

A Patriot Bond and a Series EE bond are the same thing. If by mature you mean stop paying interest, the answer is 30 years.

On the other hand, if by mature you mean reach face value, it depends on when the bond was issued.

New ones issued today are guaranteed to reach face value in 20 years, but it could happen faster than that if interest rates go up.

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FDIC Insured Certificates of Deposit can pay 1 or 2% more than savings bonds when held for a similar length of time. See top CD Rates Below:

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June 1, 2010

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